Paying statement balance early

born_again

35har1old said:

Debit cards don't have the same level of over all protection 

I never said they did..
I said Chargeback protection which is exactly the same between Debit & Credit.

Nasqueron

LinLui said:

For me it's an old-fashioned habit - at nearly 67 I think I'm entitled to one old-fashioned trait. You pay your bills when they come in and don't keep debt (poor, working class upbringing). I could leave it, but I don't. As far as I am concerned the direct debit is a safety mechanism for me going doo-lally and forgetting to pay.

There's nothing wrong with your approach, but you could make more money (as this is MSE!) by paying off the card in full by direct debit every month while leaving the money in a savings account. Just a thought, not a criticism. It's how I do it - money is in Kroo, pays 4.35%, interest paid every 1st of the month, move the money to current account the day before my CC is due. Extra few quid every month is nice.