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Cover for garden contents over standard £2000 total limit

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Comments

  • Dark_Star
    Dark_Star Posts: 630 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic

    Will contact them & see what they can do.
    Definitely not in the UHNW category 🤣 & I would presume that anyone with a half decent kids play set, nice BBQ, lawnmower & a few other bits is way over the standard £2k limit too.

    Double edged sword as you can’t easily get the cover you need & they’ll refuse to pay out even the max £2k citing you’re underinsured…🧐

    Lurking in a galaxy far far away...
  • MyRealNameToo
    MyRealNameToo Posts: 4,071 Forumite
    1,000 Posts Name Dropper

    Only if you were asked to declare what the garden contents was and under declared it. Assuming you weren't asked it would simply be capped at the £2k

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