Best joint account

CrumpM

Hi all,

I can't find any topic on the MSE site that covers off which banks have the highest paying joint accounts. I'm currently with Cahoot which pays 4.79%. Does anybody know any better or dies MSE cover this off in any articles i may have missed?

Thanks 

friolento

You can use Moneyfacts to find joint accounts. use the Full Searxh https://moneyfactscompare.co.uk/savings-accounts/easy-access-savings-accounts/

penners324

Marcus pays 4.5%. 

Exodi

penners324 said:

Marcus pays 4.5%. 

OP is already getting 4.79% with Cahoot.

Interestingly I see Cahoot offers a Sunny Day Saver which can be joint, with an AER of 5.2% variable.

In any case, you are already near the top of easy access savings rates.

If the OP was interested in deviating from the requirement of a joint account, him and his partner could both open a regular saver account.

Or if tax is relevant to them, open a trading 212 cash ISA and enjoy 5.2% tax free.

dgpur

With a joint Nationwide account you can have:

- a current account with 5.0% interest (up to £1500) for a year, then 1.0% ongoing
- a regular saver paying 6.5% on up to £200 pcm (with up to three penalty free withdrawals a year)
- an 18 month bond paying 5.5%
- but only 3.25% for a one year instant access account
- and they’ve started paying bonuses to customers - £100 per person for the last two years - but not guaranteed.