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Car Renewal - Missing Info

My car insurance renewal has just come in and I’ve noticed some me missing info 

I have a minor conviction from 2021 that isn’t spent and I’ve noticed this was not on the renewal nor was it on this last years policy despite me declaring it. (Yes, I should have checked this)

Obviously I will need to make sure this is on this years policy but if I tell them is there any risk of them cancelling the rest of the policy, possibly making a renewal even harder? 

Renewal quote was £450, best quote on the comparison sites with the conviction is £1150 😳

Comments

  • cw8825
    cw8825 Posts: 618 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    It will depend on the conviction and wether it is something they would have covered anyway 
    if they would have covered it and it was a genuine mistake they may charge the extra cost. 

    You definitely need to speak to them because if anything were to happen in the mean time. They are within their rights to not provide cover leaving you on the hook for any costs
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    My car insurance renewal has just come in and I’ve noticed some me missing info 

    I have a minor conviction from 2021 that isn’t spent and I’ve noticed this was not on the renewal nor was it on this last years policy despite me declaring it. (Yes, I should have checked this)

    Obviously I will need to make sure this is on this years policy but if I tell them is there any risk of them cancelling the rest of the policy, possibly making a renewal even harder? 

    Renewal quote was £450, best quote on the comparison sites with the conviction is £1150 😳
    Insurers are much more lenient on those that raise an issue themselves than those the insurers themselves find the problem on. 

    Your main issue will be if they wouldn't have provided cover had you declared the conviction. 
  • Birdman2015
    Birdman2015 Posts: 248 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    I called Aviva today and pleased to say the conviction has caused no issue with the policy and it’s being renewed at the quote price of £450🙂
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