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DRO - What to expect from a Intermediary call?

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  • funny_bunny
    funny_bunny Posts: 51 Forumite
    Third Anniversary 10 Posts Name Dropper Photogenic
    edited 9 July 2024 at 11:28PM
    they said I fitted a dro but said they would not approve it as i work part time and they asked do I expect my income or assets to change and improve in 12 months during the dro, I said no. 
    but they said they expect it to improve to full-time again, thus the dro would revoke during the 12 months

    I said im not full time job seeking and will remain part time employed during the 12 months I was not happy with their future crystal ball guessing 

    they said cos I claim a tiny bit of universal credit I would be forced to get a full-time job. i said my earnings were above the DWP applicable earnings threshold,AET, thus I'm in the group where I don't have to full-time job seek at all.

    they didn't know this rule.

    they said pay £1 a month till I go back to full-time jobs, that was their only solution 

    i then went to Christians against poverty to reapply via them
    Money wellness seemed to have lot of rookies on their payrol!!

     Did you manage to get the DRO done through CAP at the end?

    Did you find CAP more helpful/considerate to your income/expenditure?

    When they ask for partner's income for DRO, do they require proof: partner's payslip/bank statement?
  • stu12345_2
    stu12345_2 Posts: 1,576 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 9 July 2024 at 11:33PM
    the things brie said come after the £75 threshold limit budget interview there is no point asking for id or wage slips if you don't fit in the max £75 limit.
    money wellness know fine well that it isn't a flexible non  binding dmp
    but a strict legal form of insolvency , in that they don't want to be adaptive or flexible in that their criteria and interview is very strict and will expect before that all info you give must be accurate.

    they seem to give no flexibility in saying you may be off by a few pounds here and there, that is what I experienced and they weren't sympathetic in the same way step change are when constructing a dmp for you.
    Christians Against Poverty solved my debt problem, when all other debt charities failed. Give them a call !! ( You don't have to be a Christian ! )

    https://capuk.org/contact-us
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