Ford money regular saver.

[Deleted User]

35har1old said:

Albermarle said:

[Deleted User] said:

wiseonesomeofthetime said:

Same as others.

Ford Money, as a provider, I have had zero issues with, and been with them a few years now.

An RS @ 4.75%, albeit fixed, I would not entertain. At £25pm you may as well just use an easy access account.

Easy access it is by the looks of it.

Best Easy Access Savings Accounts | Up To 5.20% (moneyfactscompare.co.uk)

To get the 5.2 minimum required £5000
Next in the list Chase 5.1% only to February and even then this is a tracker account which allows for quick reduction in rate also requires a Chase debit card account
Oxbury 5.02% at £20000
The Principality at 5% has a low entry £1 but a 12 month bonus of 1.4 %

Yeah all good reasons why lm not able to go with any of them.
PBS is a possible.
Thank you for reply.

[Deleted User]

jimjames said:

[Deleted User] said:

Hello.

FORD MONEY
4.75% FIXED for 12 months
£25min -£200max

I've just came across the regular saving account do you think it's worth putting £25 per month into it?
Thanks.

Any particular reason why you want this account that limits the amount you can pay in rather than getting a higher rate of 5.1% with Chip that lets you pay in the full ISA allowance of £20k

No particular reason was just randomly  looking online and this came up.
I'm not interested in a ISA already sorted out for this year.
I've got £1k -£2k to place somewhere  but may need it before next year  February latest?

jimjames

[Deleted User] said:

jimjames said:

[Deleted User] said:

Hello.

FORD MONEY
4.75% FIXED for 12 months
£25min -£200max

I've just came across the regular saving account do you think it's worth putting £25 per month into it?
Thanks.

Any particular reason why you want this account that limits the amount you can pay in rather than getting a higher rate of 5.1% with Chip that lets you pay in the full ISA allowance of £20k

No particular reason was just randomly  looking online and this came up.
I'm not interested in a ISA already sorted out for this year.
I've got £1k -£2k to place somewhere  but may need it before next year  February latest?

How does that tie in with the £25pm? It might help with a full picture of your aims and plans as if you've already put £20k into an ISA this year and need a home for £2k then £25pm is pretty irrelevant in the scale of things so wouldn't be suitable for your requirements anyway.

[Deleted User]

jimjames said:

[Deleted User] said:

jimjames said:

[Deleted User] said:

Hello.

FORD MONEY
4.75% FIXED for 12 months
£25min -£200max

I've just came across the regular saving account do you think it's worth putting £25 per month into it?
Thanks.

Any particular reason why you want this account that limits the amount you can pay in rather than getting a higher rate of 5.1% with Chip that lets you pay in the full ISA allowance of £20k

No particular reason was just randomly  looking online and this came up.
I'm not interested in a ISA already sorted out for this year.
I've got £1k -£2k to place somewhere  but may need it before next year  February latest?

How does that tie in with the £25pm? It might help with a full picture of your aims and plans as if you've already put £20k into an ISA this year and need a home for £2k then £25pm is pretty irrelevant in the scale of things so wouldn't be suitable for your requirements anyway.

Sorry l thought l was replying  to another thread from awhile ago.

Yes, was looking for some where to place £25 per month. I think PBS  with the 5% may be the one I'd  go for.
I've already got 3 regular savers  with them.

It's not a lot by the standards of all the folks on here but it's better in a saving account  than just being in my current account,  lve learned that  much.

Thank you for replying 

jimjames

[Deleted User] said:

jimjames said:

[Deleted User] said:

jimjames said:

[Deleted User] said:

Hello.

FORD MONEY
4.75% FIXED for 12 months
£25min -£200max

I've just came across the regular saving account do you think it's worth putting £25 per month into it?
Thanks.

Any particular reason why you want this account that limits the amount you can pay in rather than getting a higher rate of 5.1% with Chip that lets you pay in the full ISA allowance of £20k

No particular reason was just randomly  looking online and this came up.
I'm not interested in a ISA already sorted out for this year.
I've got £1k -£2k to place somewhere  but may need it before next year  February latest?

How does that tie in with the £25pm? It might help with a full picture of your aims and plans as if you've already put £20k into an ISA this year and need a home for £2k then £25pm is pretty irrelevant in the scale of things so wouldn't be suitable for your requirements anyway.

It's not a lot by the standards of all the folks on here but it's better in a saving account  than just being in my current account,  lve learned that  much.

I think you might have misunderstood my reply. I wasn't dismissing £25 as being small in itself (any savings are good to have) but if you've already got £20,000 in your ISA this year then £25 isn't very significant in the scale of things and if you have other money as well then waiting to drip feed it into a regular saver at 4.75% doesn't make sense when you can get more than that elsewhere. But you're absolutely right, getting any interest on it rather than being sat in a current account is a good idea.

jameseonline

If you only have £25 a month spare you'll want it in an account paying the best rate possible and Ford Money isn't it.

[Deleted User]

jimjames said:

[Deleted User] said:

jimjames said:

[Deleted User] said:

jimjames said:

[Deleted User] said:

Hello.

FORD MONEY
4.75% FIXED for 12 months
£25min -£200max

I've just came across the regular saving account do you think it's worth putting £25 per month into it?
Thanks.

Any particular reason why you want this account that limits the amount you can pay in rather than getting a higher rate of 5.1% with Chip that lets you pay in the full ISA allowance of £20k

No particular reason was just randomly  looking online and this came up.
I'm not interested in a ISA already sorted out for this year.
I've got £1k -£2k to place somewhere  but may need it before next year  February latest?

How does that tie in with the £25pm? It might help with a full picture of your aims and plans as if you've already put £20k into an ISA this year and need a home for £2k then £25pm is pretty irrelevant in the scale of things so wouldn't be suitable for your requirements anyway.

It's not a lot by the standards of all the folks on here but it's better in a saving account  than just being in my current account,  lve learned that  much.

I think you might have misunderstood my reply. I wasn't dismissing £25 as being small in itself (any savings are good to have) but if you've already got £20,000 in your ISA this year then £25 isn't very significant in the scale of things and if you have other money as well then waiting to drip feed it into a regular saver at 4.75% doesn't make sense when you can get more than that elsewhere. But you're absolutely right, getting any interest on it rather than being sat in a current account is a good idea.

I'm still looking at what options  l may go with.
All your replys have been helpful.
Thank you.