House insurance - never thought to mention.....

MikMikandThriceMik

Never thought to mention crack in outside wall in previous quotes, maybe they are only asking this year, but the crack has been here for as long as me and is/has not got any wider in 10years. It is less than the width of a 50p coin and does not expand as it goes up the wall, but does go through a few bricks.

My question is, how can I get a quote this year mentioning the crack, and how do I tell the insurer the above about the crack, to see if they will reduce the fee from what the compare sites tell me it is this year when I mention this crack?

Thank you.

FIREmenow

Separate to the insurance question, looking at the green staining on the bottom of the wall near your drain, I would check if your down pipe is overspilling out of the drain when it rains or if the drainage below ground has a leak. If the water has been going into the ground at that corner over a long period of time it could have caused the slight movement.