can you have a tennant on UC LCWRA?

peteuk

If taking a mortgage just check your mortgage provider is aware and content for you to sub let part of the property.

Newcad

Which also raises the question of how to afford to buy a (big enough to split) bungalow while claiming UC?

OK maybe if downsizing then it would be possible.

HillStreetBlues

Newcad said:

If it is self contained then it is not your 'home' - it is seperate from your 'home' - and that makes it a capital asset.

It doesn't matter if it is adjoined to your home or 100's of miles away, if it can be occupied seperately then it is  not 'your home'.

It's one property the OP is buying, that's what the deeds will say, the OP just can't sell a piece of their property it would have to be legally divided up.
As it's an extension / granny annex  then the planning permission will most certainly say that it has to remain part of the property and can not be sold on it's own.
Even if you disregard the above, the flat has no capital value, as OP will own the land as that is what comes with the bungalow, so a property that you couldn't gain access to is basically worthless.
 

HillStreetBlues

TELLIT01 said:

If the flat has a seperate council tax charge to the main property, it will almost certainly be classed as a 2nd property by DWP and its value is likely to prevent you from claiming UC.

Council tax legislation just applies to council tax, just like the TV licence legislation (Communications Act 2003) just applies to TVs

faerielight

Thanks for all your replies.. it's all been really helpful

faerielight

I didnt end up buying it as my chain is too long still to have an offer accepted.