virgin debt card

northernstar007
northernstar007 Posts: 948 Forumite
500 Posts Fourth Anniversary Name Dropper
edited 5 July 2024 at 2:17PM in Budgeting & bank accounts
hi all, can anyone advise
i started banking with virgin received my mastercard debit cardand pin
funds in my acc, and for the 1st time of use i went to a cashmachine in morrisons not 1 of them little free standing machines but a real hole in the wall, i didnt checked who was machine owned by
anyway i put my card in wanting to change pin straight away, but the machine said card cant be used here and returned my card , didnt even get the chance putting the pin in to get past security
can anyone tell me what banks wont take virgin (mastercard) and why has this happened

lucky i still have spare current acc i could get cash from

Comments

  • Mark_d
    Mark_d Posts: 2,171 Forumite
    1,000 Posts First Anniversary Name Dropper
    Not aware of banks not taking Mastercard.  Did you Activate your card before trying to use it?  Was your card locked in the app?
  • northernstar007
    northernstar007 Posts: 948 Forumite
    500 Posts Fourth Anniversary Name Dropper
    edited 5 July 2024 at 2:28PM
    ive not had anything to activate it with, its showing up on the app with card number, but no option to freeze card, just replace report lost, pin reminder , but no freeze or activate
  • i think i noticed a sign on cashmacine part of the link network, do they not take mastercard?
  • CliveOfIndia
    CliveOfIndia Posts: 2,400 Forumite
    1,000 Posts Second Anniversary Name Dropper
    i think i noticed a sign on cashmacine part of the link network, do they not take mastercard?
    Pretty much any ATM will take any valid debit card, doesn't matter who it's issued by.  The most likely explanation is that the card hasn't been activated.
    When you first received the card, wasn't there a little sticker on it telling you to either go online or phone a number to activate it?  I'm not familiar with Virgin in particular, but that's always been the case whenever I've had a new card.
    It's probably worth logging on to the app (or online banking) and just have a look to see if there's an option to activate a new card.

  • northernstar007
    northernstar007 Posts: 948 Forumite
    500 Posts Fourth Anniversary Name Dropper
    edited 5 July 2024 at 3:41PM
    noive called virgin, and was told the card is damaged, the way i would have to activate the card is by doing what i done, by going to a cash machine and change the pin, 
    new card  and pin re ordered
  • Time2count
    Time2count Posts: 165 Forumite
    100 Posts First Anniversary
    It might also have been a little blip. Yesterday I put my Lloyds card in a Barclays machine and got the same message that my card wasn't valid there. After it gave it back I put it back in and then transacted as normal.
  • card number 2 arrived, just tried it and same again this is not working
    this time at a nationwide atm, i cant be unlucky twice in a row can i or is there something up with virgin cards?
  • Have you activated it? Is there something in app or online you can check-box to confirm you have the card in your possession.

    Does it arrive automatically "frozen" and so needs defrosting?

    Definitely a strange one otherwise.
  • paul_c123
    paul_c123 Posts: 282 Forumite
    Third Anniversary 100 Posts
    card number 2 arrived, just tried it and same again this is not working
    this time at a nationwide atm, i cant be unlucky twice in a row can i or is there something up with virgin cards?
    Phone your bank and see if they have a decline code - there's a 3 figure coded number and a list of descriptive explanations they can give you. All the customer sees is "decline" which is not that helpful for troubleshooting. 
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