Letters of Adminitration Process

Jon1970

My understanding is any monies from pensions will fall outside of the estate, your pension isn't legally part of your estate, so is not covered. Your ex wife may have completed a death benefit nomination form with the pension providers which will give the trustees of the pension fund an indication who to pay any benefit to if due, although both them paying out and who they decide to pay out too isn't guaranteed. If there wasn't a death benefit nomination form completed and the pension company agree to pay out they will decide who to pay the funds too. In all likelihood they will pay out directly to your daughters and not to the estate.

Alderbank

JGB1955 said:

Have you told these various organisations that you are acting with the authority of the next-of-kin, and ask them (if challenged) what proof they need?

Next-of-kin has no meaning in law and has no authority per se. 

Financial institutions are generally happy to deal with anyone who presents a copy of the death certificate and is willing to sign an indemnity. 

Flugelhorn

bikeman said:

Thank you. But I'm still puzzled.

The PA1A and PA12 are sent AFTER all estate details are known and allow me to transfer all money into an exec account and distribute? Just like probate.

So how do I show that my daughter has given me authority to gather financial information, shutdown utilities etc? Everyone I've approached so far has asked me if I am next of kin and I'm not. 

Biggest issue is I need her pension to payout so I can settle IHT. They wont speak to me, let alone payout to my exec account (not yet opened).

they probably won't payout the pension to the exec account - that would go to whoever was on her nomination form or likely to go to  her daughters directly - it isn't part of the estate and the amount won't add to the IHT calculations.

appreciate this is all really tricky but not clear why the organisations are causing difficulties, lots of people get the required info to deal with utilities / banks etc.

if all else fails (and the estate is in IHT territory) you are going to have to get the daughter who is busy at work to take a few days off and help sort things out 

bikeman

We've decided that writing to all with the death certificate is the easiest approach. Thanks for replies.