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Ex has CIFAS marker - Worried about Daughter

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lixhul
lixhul Posts: 110 Forumite
Sixth Anniversary 10 Posts
edited 1 July 2024 at 9:57PM in Credit file & ratings
My ex has just received a CIFAS marker due to claiming refunds by the looks of it and I am worried about my daughter.

Her salary and benefits now have no bank to be put into it as all her banks have closed. So how is she supposed to cope now?

What can I do to make this work? Is there any account she can open to be paid into? My daughter is only 6 and she looks after her full-time.

Thank you.

Comments

  • Keep_pedalling
    Keep_pedalling Posts: 20,762 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    Why is your ex’s marker effecting your daughter’s accounts?
  • lixhul
    lixhul Posts: 110 Forumite
    Sixth Anniversary 10 Posts
    edited 1 July 2024 at 10:19PM
    Why is your ex’s marker effecting your daughter’s accounts?
    It isn't.  That's not what I mean.

    She houses my daughter as I work full time, and she won't be able to pay for anything if her salary can't reach a bank account. So that affects my daughter.

    I pay her CSA. 
  • GrumpyDil
    GrumpyDil Posts: 2,037 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Simply put I'd suggest your ex partner will have to ask banks/building societies what their policy on providing basic accounts is for customers with a CIFAS marker. 
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    lixhul said:
    My ex has just received a CIFAS marker due to claiming refunds by the looks of it and I am worried about my daughter.

    Her salary and benefits now have no bank to be put into it as all her banks have closed. So how is she supposed to cope now?

    What can I do to make this work? Is there any account she can open to be paid into? My daughter is only 6 and she looks after her full-time.
    How can a 6 year old have a salary?
  • CliveOfIndia
    CliveOfIndia Posts: 2,508 Forumite
    1,000 Posts Second Anniversary Name Dropper
    lixhul said:
    My ex has just received a CIFAS marker due to claiming refunds by the looks of it and I am worried about my daughter.

    Her salary and benefits now have no bank to be put into it as all her banks have closed. So how is she supposed to cope now?

    What can I do to make this work? Is there any account she can open to be paid into? My daughter is only 6 and she looks after her full-time.
    How can a 6 year old have a salary?
    "Her salary" refers to the OP's ex, who lives with and looks after their daughter.  OP is worried that if the ex can't access her income, she won't be able to pay the rent or whatever to provide a home for the daughter.

  • maxximus75
    maxximus75 Posts: 616 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    There are some banks that will offer a basic account with a CIFAS marker.  I beleive Nationwide being on of them?  

    I beleive the post office offered a card only account for benefits.

    Do you pay the child support directly to her or is it via the CSA?  If so, any payments made to CSA I believe, should sit in their account until your ex provides them with new details?  She will need to contact them to advise of the situation.

    I understand your concern for your daughter but your ex really has to deal with this.
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