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Joint motorhome PCP with ex...help!

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Hi looking for some advice. 
2 years ago I bought an expensive motorhome with my ex. I am the owner I think (I stupidly gave him all the paperwork when we split).

He took it when we split and pays the monthly bill & all costs. Whatever I paid previously I've written off. 

Both our names are on the PCP loan but again I think I'm the lead name.

I just received the annual statement.  
He's still paying but it scares me having this debt hanging over me...it's a 10 year agreement!

Can I force a sale to clear the debt? If I'm the owner (though as I said I've only the PCP paperwork).

Though I think it will be a long time before it's in positive equity!

Can I somehow get out of this debt? I haven't seen my ex or the motorhome for a year now. 

Thanks for any tips.

Comments

  • fatbelly
    fatbelly Posts: 22,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    I think you mean you are the registered keeper. If he is the one using it, insuring it and paying for it, it makes sense for him to be the registered keeper.

    As for the finance, the vehicle could be returned at the 50% point and that would terminate the agreement with potentially nothing further to pay.See how he feels about that at the time.

    You can't just remove yourself from the agreement without drastic measures but as it isn't causing any issues the sensible option is to do nothing

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