Advice please which way should I go with CC

kazd

Our Virgin 0% is due to run out in approx 5 weeks, have just applied and been approved by Morgan Stanley (which has meant a credit check).

This is a six monther, however, I now see that Natwest are doing a 9 monther on bt's. Have not yet sent back the forms to Morgan Stanley. Should I ditch this a go for Natwest one or take the morgan stanley in the hopes that the Natwest one will still be avail in 5 months (when I need to re apply again).

Thanks

johnllew

I'd take the MS card - you've suffered the credit check and you may not get the NatWest card. A bird in the hand......

kazd

Hi JL,

You will see that i have posted the same question on rpoints. I was thinking the same thing. I know that our credit score is good having paid off all the other cc's with a view to moving house. This one is the only one left which is in premium bonds and I just can't bring myself to cash them in. Plus as our house still hasn't sold I am beginning to wish I had left the money where it was. I am seriously thinking about starting the stoozing up again if we end up staying here.

Al,

I think I am in agreement, you never know the Nat West one might still be available in 5 months time.