📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Car Insurance for American girlefiend

Him I am buying a new car this weekend, getting new insurance etc. My gf is visiting for a month from the states and as i am in London for 4 days at one point would like her to drive it. She is in her 50s and has a fairly long unblemished track record in the states. Is it cheaper to add her at the named driver at the start of the policy (which puts it up by £100 or is there another way to do it for a few weeks?

Comments

  • TELLIT01
    TELLIT01 Posts: 18,052 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    Ask your insurer. They won't all have the same policy.  Excuse the pun.
  • unforeseen
    unforeseen Posts: 7,384 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Also, does she have a manual or automatic licence (it's predominantly automatic in the US) & are you buying a manual or automatic? 
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Also, does she have a manual or automatic licence (it's predominantly automatic in the US) & are you buying a manual or automatic? 
    The US dont distinguish between the two on their licences so having never even sat in a car with stick they are legally allowed to drive one.
  • thats a good point. she drives auto, mine is stick   and correct, licenses don't differentiate. I drive her car5 all the time when i'm there, she doesnt even need to notify her insurance  
  • Brie
    Brie Posts: 14,833 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Check how much the admin fees are for making changes.  If she's only visiting once in the policy year it might not be significant but she might show up again if she enjoys the English weather enough. 

    But frankly unless she truly knows how to drive manual I wouldn't let her drive.  I had already learned to use a stick but even so it took a while to remember that I needed to use my left hand and not my right.  Smack the door several times at least as a result.  It would be even worse in London traffic.  
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇
  • Emmia
    Emmia Posts: 5,777 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    When my then boyfriend and I went on holiday in my car, I was able to add him to my policy for a fairly small fee for a limited duration - I think it was an extra £10 or £20 for the week. Does your insurance offer a similar option?

    I agree though that unless she's driven stick before I'd probably not let her near the car, it might be easier (less ruinous on your car) to hire an automatic car for her to drive for those days (if she wants to)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.