How long have you continuously lived in the UK Car Insurance

Okell

Bigphil1474 said:

Not sure it's that simple. When you became a UK resident,  could mean a number of things, especially if you were born overseas. I get what the OP is querying, but I would suggest speaking to the insurance company and asking them to clarify. They may be looking at people who have moved to this country as opposed to people who were born here but have spent time overseas - they can't surely be the same group as the risk profile would be very different? Someone who lives in the UK for 30 years, lives abroad for a year, then comes back for a year will be very different insurance wise to someone who was born in the USA, for example, lived there for 30 years then lived here for 1 year.

Isn't the question quite clear and unambiguous?

It asks for the "... month and year you last became a UK resident."   [My italics for emphasis].

The word "last" indicates that the question wants to know when your current residence in the UK started.  It doesn't matter if you were previously resident in the UK and left and it doesn't matter whether you were born in the UK or not.  It simply wants to know whan this current period of residency began. 

Bigphil1474

No, it's not clear and unambiguous. Where is the cut off if you go live abroad - a week, a month, 3 months, 6 months, a year, 3 years, 5 years?

I went on holiday for 9 weeks a few years ago, had a great time travelling round the world. Clearly that was only a temporary absence from the UK, so wouldn't have interrupted my residence in the UK. My daughter went to live in the middle east having got a job there, after 2 months realised the company was rubbish and moved back home - had she last resided in the UK 2 months ago? It's not clear to me.

Okell

Bigphil1474 said:

No, it's not clear and unambiguous. Where is the cut off if you go live abroad - a week, a month, 3 months, 6 months, a year, 3 years, 5 years?

I went on holiday for 9 weeks a few years ago, had a great time travelling round the world. Clearly that was only a temporary absence from the UK, so wouldn't have interrupted my residence in the UK. My daughter went to live in the middle east having got a job there, after 2 months realised the company was rubbish and moved back home - had she last resided in the UK 2 months ago? It's not clear to me.

I think you've answered your own question.

You went on "holiday" for nine weeks.  You didn't cease residence in the UK because your home was still in the UK.

Your daughter went to "live" in the middle east for two months.  Didn't like it and returned to the UK,  For those two months she was not resident (ie "living") in the UK, but was resident in the middle east where her home was for those two months.

In the Op's case the question and answer are clear on the face of it.  His son was resident abroad for four years and "last" became resident in the UK a year ago.

(I don't know what question the OP's son asked the insurer but I'm not sure the insurer's response gives a clear answer.  The question the son ought to have asked is:  "I was born in the UK but 5 years ago I went abroad to work and only returned to the UK 12 months ago.  How should I answer the question about when did I last become resident in the UK?".  I don't know if the insurer's response is a satisfactory answer to the question that should have been asked.)

Mildly_Miffed

I'd suggest there were two main ways to judge country of residence...

First is intention. In @Bigphil1474 example, the daughter moved to the other country with the intention of staying for an extended period.

The second surrounds the legalities. A nine-week holiday is a holiday. It can be done on a tourist visa, or visa-free as a tourist. That does not apply to either the daughter or to @buckrogers son, both of whom would have needed much more legal right than simply tourist access to the country. Both would have been paying tax in that other country.

buckrogers

Thank you all  for the reply's, hes taken out his car insurance now, with the same insurance company £650 last year,

£435 this year. So staying with the same insurance.

Just when doing quotes online 'compare, or quote-zone all ask the same question, when

How long have you continuously lived in the UK?

Since birth,  click

or

Please enter the month & year you last became a UK resident. Insurance providers need to know this in order to provide a quote.

Just seem odd to ask when he has and held a UK driving license and you you already have to tell/click you have no protected No claims as you start from scratch again.

Even the question

What is your relationship status?

Seems odd for getting car insurance.

But anyway as i said his quote from his car insurance was less so staying with them.

'If he clicked from Birth to the question it came back in the quotes £319 for the year'. 

sheramber

buckrogers said:

Thank you all the the responses, son emailed them,

Response was,

Have you been a UK resident for over 5 years?

'Over 5 years applies to people who were born in the UK or have lived as a permanent resident in the UK for 5 years or more'.

So if you were born in UK but moved abroad when you were 6 you would qualify as having been resident for over 5 years?