Buying a new car £10k, best way to buy please?

jungleboy123

Stateofart said:

First £500 on a credit card to get Section 75 protection.  The rest on debit card.

I did this, will do rest on debit card. Thanks.

Kerreh

born_again said:

Bigphil1474 said:

Surely it has to be over £100 to get the protection, and has to be under £30k in total, so they would be correct with first £500 as an option?

It is the cost of the item that has to be over £100 up to £30K.
How much you pay on credit card makes no difference to the S75 cover.

A lot of garages will say a £500 deposit.

Sorry to resurrect a slightly older post... but I paid a £99 deposit on a credit card and, all things being well, will be committing to the purchase tomorrow (dealer has already advised payment via BACS 2 working days in advance of any pickup).

The cost of the item is just under £16K - am I covered by S75 in theory with the £99 deposit? Or do I need to spend £100 on credit card in one go to 'qualify' the transaction? (honestly I have read the Martin article but I'm doubting myself)

GrumpyDil

You're covered. Item must be between £100 and £30000 and any amount must be paid by credit card. 

born_again

Kerreh said:

born_again said:

Bigphil1474 said:

Surely it has to be over £100 to get the protection, and has to be under £30k in total, so they would be correct with first £500 as an option?

It is the cost of the item that has to be over £100 up to £30K.
How much you pay on credit card makes no difference to the S75 cover.

A lot of garages will say a £500 deposit.

Sorry to resurrect a slightly older post... but I paid a £99 deposit on a credit card and, all things being well, will be committing to the purchase tomorrow (dealer has already advised payment via BACS 2 working days in advance of any pickup).

The cost of the item is just under £16K - am I covered by S75 in theory with the £99 deposit? Or do I need to spend £100 on credit card in one go to 'qualify' the transaction? (honestly I have read the Martin article but I'm doubting myself)

Yes.
1p on a CC is enough.
Although remember S75 is not a get out of jail free insurance policy.