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Ccj ended credit score not moved

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Nathang75
Nathang75 Posts: 3 Newbie
First Post
edited 23 June 2024 at 5:56PM in Credit file & ratings
I paid my ccj 3 years into owing it, 3 years on it has now gone from my credit file a month ago. All over the internet it advises the credit score should increase by 200+ but mine hasn’t moved. Please advise?? 

Comments

  • fatbelly
    fatbelly Posts: 22,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    Lenders look at credit history, not score. Yours will now look better as there is no ccj on it, even if the ccj had previously been marked settled
  • la531983
    la531983 Posts: 3,115 Forumite
    1,000 Posts First Anniversary Name Dropper
    Nathang75 said:
     All over the internet it advises the credit score should increase by 200+
    Link to these claims, please?
  • la531983 said:
    Nathang75 said:
     All over the internet it advises the credit score should increase by 200+
    Link to these claims, please?
    If you google variations of ‘will my credit score go up once ccj is removed from credit score” you will see multiple links
  • la531983
    la531983 Posts: 3,115 Forumite
    1,000 Posts First Anniversary Name Dropper
    Nathang75 said:
    la531983 said:
    Nathang75 said:
     All over the internet it advises the credit score should increase by 200+
    Link to these claims, please?
    If you google variations of ‘will my credit score go up once ccj is removed from credit score” you will see multiple links
    To reputable sites? As already stated the "score" is absolutely meaningless, at least in the UK it is anyway.
  • sourcrates
    sourcrates Posts: 31,587 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    OP, I must refer you to the opening post on this board:

    "what your credit score really means"

    The score is a gimmick, and varies with any change, its credit history that is important, yours will now be more positive.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • https://forums.moneysavingexpert.com/profile/la531983 posted my first thread and you felt the need to be rude, why? I wasn’t referring to wiki or any other unreliable site, I came to his site as I’m pretty good at research but couldn’t find a solid answer and usually their are some pretty intelligent people on here; obviously you’re not one of them.  Thank you to the people that offered advice. 
  • la531983
    la531983 Posts: 3,115 Forumite
    1,000 Posts First Anniversary Name Dropper
    edited 23 June 2024 at 1:56PM
    Nathang75 said:
    https://forums.moneysavingexpert.com/profile/la531983 posted my first thread and you felt the need to be rude, why? I wasn’t referring to wiki or any other unreliable site, I came to his site as I’m pretty good at research but couldn’t find a solid answer and usually their are some pretty intelligent people on here; obviously you’re not one of them.  Thank you to the people that offered advice. 
    I haven't been rude in the slightest. All I asked for was a link to a reputable site, which isn't too much to ask. 

    And thank you for the insult, I suggest forums aren't for you. 
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