BA AMEX Premium Plus

lhwrandal
lhwrandal Posts: 38 Forumite
Second Anniversary 10 Posts Name Dropper
edited 20 June 2024 at 9:42AM in Credit cards
Anybody sucessfully changed their BA AMEX Premium Plus back to the standard card over the phone and not needed to reapply?

Comments

  • DullGreyGuy
    DullGreyGuy Posts: 17,249 Forumite
    10,000 Posts Second Anniversary Name Dropper
    My experience of AmEx has always been a case of having to reapply
  • WillPS
    WillPS Posts: 4,935 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    lhwrandal said:
    Anybody sucessfully changed their BA AMEX Premium Plus back to the standard card over the phone and not needed to reapply?
    From what I've read, if you reapply then what happens (if approved) is your existing BA account is transitioned to the BA account you've applied for. 

    You might find that ringing and saying "I'm going to cancel unless I can downgrade to the free card" might get you what you want. You can always end the call before proceeding if they say you can't do that.
  • artyboy
    artyboy Posts: 1,480 Forumite
    1,000 Posts Second Anniversary Name Dropper
    ...someone's just bagged their 60k signup bonus and companion ticket I guess  B)
  • lhwrandal
    lhwrandal Posts: 38 Forumite
    Second Anniversary 10 Posts Name Dropper
    artyboy said:
    ...someone's just bagged their 60k signup bonus and companion ticket I guess  B)
    Nah, I have been using the stardard card for quite a while now.  I have a big purchase coming up, so thinking to upgrade and get the voucher and the 1.5x Avios (no signup bonus).  Will pay annual fee this year but may have to switch back a year later.  So want to see if this is possible.
  • adamp87
    adamp87 Posts: 892 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    You can do it over chat I believe (I’m sure I did)

    you don’t reapply to downgrade cards in the same category.

    if you wanted a gold or platinum card then you would have to reapply 
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