Pension from part time job

AzzA101

I currently work in the public sector but also have a part time role in the private sector. I opted out of the private sector pension (Nest) through that employer and was looking at transferring this to my public sector pension.

I then spoke to a pension advisor who suggested keeping them separate and adding additional funds to the Nest pension, which I have been doing. 

I recently thought though, as I have opted out of the Nest pension with my employer, I make monthly payments via direct debit. Does this mean I am losing out on the employer contribution or do they not do this considering I am part time? 

Also, if I were to opt back in can I request to have a higher percentage taken from my pay resulting in that employer making a higher contribution?

I just don't want to be missing out on easy money!

Thanks  

molerat

Depending on your pay range the employer may not have to enrol you in a pension but if they do then yes, you are losing money from your pension (and effectively your rate of pay) by not having their contribution.  You can only insist they pay up to the level required by law, anything above that is down to your contractual arrangements.

AzzA101

molerat said:

Depending on your pay range the employer may not have to enrol you in a pension but if they do then yes, you are losing money from your pension (and effectively your rate of pay) by not having their contribution.  You can only insist they pay up to the level required by law, anything above that is down to your contractual arrangements.

Perfect, thank you for that!