water damaged artexed ceiling

lagransiete

ThisIsWeird said:

Wow, that's some quote!
Taking down a ceiling is a messy job, tho', compounded by the presence of asbestos. 
There are cheaper options (say you didn't have insurance), such as reboarding just that affected section of ceiling, and then skimming it all, but if it's going to be an insurance job, just let them sort it all. 
And, as said by others, skimming over Artex carries a risk of failure.

GDB2222 said:

Shows how wrong I am, as I’d have said that’s wood chip paper!

They included the hallway as well, for some reason. I cant see the insurance company going along with that quote in which case I would have though that it would be up to them to suggest an alternative. They know some tradesmen try and exploit such situations for their own gain. I thought re-boarding would have been the most sensible alternative as it would prove far less disruptive for the tenant

lagransiete

it seems the insurance company has accepted the quote. Now the next hurdle , which is the agents task  to inform the tenant that she must move out whilst the work is undertaken and get the furniture moved out as well. Not my problem but i do feel for her as she is self-employed and runs her business from her home

Mutton_Geoff

lagransiete said:

it seems the insurance company has accepted the quote. Now the next hurdle , which is the agents task  to inform the tenant that she must move out whilst the work is undertaken and get the furniture moved out as well. Not my problem but i do feel for her as she is self-employed and runs her business from her home

I'd say it is your problem, you are the landlord and the agent is only that, your agent.

ThisIsWeird

Assuming it's proper LL insurance, that aspect should, I think, be covered.

lagransiete

Mutton_Geoff said:

lagransiete said:

it seems the insurance company has accepted the quote. Now the next hurdle , which is the agents task  to inform the tenant that she must move out whilst the work is undertaken and get the furniture moved out as well. Not my problem but i do feel for her as she is self-employed and runs her business from her home

I'd say it is your problem, you are the landlord and the agent is only that, your agent.

if she has any regard for her welfare, then she will comply. I can't force her out if she refuses to move

lagransiete

ThisIsWeird said:

Assuming it's proper LL insurance, that aspect should, I think, be covered.

it is a Landlord Insurance and, thankfully, I had no problem with them paying out. It's now more about the upheaval because my tenant  will not only have to move out temporarily but move her furniture out as well. She is apparently insured as well so hopefully the issues won't impact her financially too much, otherwise i might have to consider waving a month's rent to help her out in the short term

martindow

If the tenant needs to move out, I think it is up to you as landlord or your insurance company to cover the costs and make arrangements.  The tenant should not be expected to foot the bill for repairs or additional costs.

GDB2222

lagransiete said:

ThisIsWeird said:

Assuming it's proper LL insurance, that aspect should, I think, be covered.

it is a Landlord Insurance and, thankfully, I had no problem with them paying out. It's now more about the upheaval because my tenant  will not only have to move out temporarily but move her furniture out as well. She is apparently insured as well so hopefully the issues won't impact her financially too much, otherwise i might have to consider waving a month's rent to help her out in the short term

You are making the property uninhabitable through the building works, and it's up to you to provide alternative accommodation. You need to talk to your insurers!

lagransiete

martindow said:

If the tenant needs to move out, I think it is up to you as landlord or your insurance company to cover the costs and make arrangements.  The tenant should not be expected to foot the bill for repairs or additional costs.

No, i accept that . I am also wondering whether we can approach our LL insurance company to see whether they will  cover the cost of accommodation and any other costs. I need to look at my policy.There is also the issue of loss of earnings 

GDB2222

lagransiete said:

martindow said:

If the tenant needs to move out, I think it is up to you as landlord or your insurance company to cover the costs and make arrangements.  The tenant should not be expected to foot the bill for repairs or additional costs.

No, i accept that . I am also wondering whether we can approach our LL insurance company to see whether they will  cover the cost of accommodation and any other costs. I need to look at my policy.There is also the issue of loss of earnings 

A landlord policy would normally cover the cost of alternative accommodation. It may cover removal costs. Loss of earnings is unlikely to be covered.