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Sons no fault accident - old car, so his insurers want to write his car off

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  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    edited 19 June 2024 at 10:43AM
    caprikid1 said:
    A third party CANNOT put a category marker against your car.
    What's your basis for this claim @caprikid1

    As pointed out many times in the past, in my days of motor claims with one of the largest UK motor insurers we would load third party total losses to MIAFTR which then does flow through to the DVLA

    The ABI code of practice 2019 even has reference that it applies to insured, self insured and third party vehicles
  • Arunmor
    Arunmor Posts: 599 Forumite
    500 Posts First Anniversary Name Dropper
    caprikid1 said:
    "Churchill is part of the Direct Line Group; policies are underwritten by the parent United Kingdom Insurance Limited."

    I will get slammed here but they are shocking to deal with.

    Personally I would not deal with Churchill .

    Speak to the third parties insurer tell them exactly what you want as a settlement for the accident. Very simple.

    If you can avoid hire cars etc, this will help.

    A third party CANNOT put a category marker against your car.

    Ask the 3rd party for X amount in FULL AND FINAL SETTLEMENT - £3000 sounds in the right ball park.

    Then get the car repaired.


    Do you only post when you get the opportunity to stick the boot into Direct Line?  You're just spamming.
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