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CCJ removed early?
peasepud
Posts: 15 Forumite
Hi, both me and my wife had problems with money for a number of years but we're now getting sorted and regularly checking credit reports etc.
Yesterday we both found that a joint CCJ that started Oct 19 was notified as being removed which doesn't seem to make sense, the amount is still outstanding and it would be due to finish until Oct 25.
Has anyone had this before? It's the only CCJ that was remaining so as you can imagine we're more than happy to see it to but at the same time a little wary.
Yesterday we both found that a joint CCJ that started Oct 19 was notified as being removed which doesn't seem to make sense, the amount is still outstanding and it would be due to finish until Oct 25.
Has anyone had this before? It's the only CCJ that was remaining so as you can imagine we're more than happy to see it to but at the same time a little wary.
From memory Yorkshire bank were charging me on average 3 failed DD/ Cheque letters and roughly 15 to 20 days charges per month between 1997 and 2005. In total thats about £250 per month for 8 years. I did nothing about it 
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Comments
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Can't see any downside to this. It could still be enforced but isn't affecting your credit file0
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I was of the same view and do think you're right, it just seems strange, can't find anything online that says they can expire before their time?fatbelly said:Can't see any downside to this. It could still be enforced but isn't affecting your credit fileFrom memory Yorkshire bank were charging me on average 3 failed DD/ Cheque letters and roughly 15 to 20 days charges per month between 1997 and 2005. In total thats about £250 per month for 8 years. I did nothing about it0 -
Ccjs don't expire as such. They just drop off the report after 6 years. Why yours has disappeared early, I don't know0
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Have neither of you received anything?
It could have been set aside, for instance if the original creditor decided it's not a valid debt or there is some reason that the CCJ should have not been applied for.
Contract the court who can confirm the status.0
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