Just Curious....if you are on benefits and receiving Housing Benefit ??

Mustbeananswer??

Tdealyboy said:

Mustbeananswer?? said:

dealyboy said:

Hi OP ... reading between the lines you are in receipt of state pension and have little capital.

Although you are not eligible for housing benefit for a rent allowance, you may well be eligible for other benefits such as council tax benefit and further support and discounts if you can receive pension credit.

https://www.moneysavingexpert.com/family/council-tax-discounts/
https://www.moneysavingexpert.com/family/benefits-check/

As @p00hsticks suggested, the benefits board will likely be very useful.

Thanks for that dealyboy.....yes I  dont have a lot of Capital...but I do have slightly more State Pemsion than most and Works Pensions that are handy rather than large.My Biggest Fear tho is ending up begging on Halifax Railway Stattion because I havent budgeted correctly.I am in good health tho....and I suppose that should be my main assett.Its difficult applying for jobs when you are of State Pension Age??.

I should declare an interest ... I am also a state pensioner but without other pension income, a homeowner (a cheap park home), and have significant capital (just in case of future care needs).

I think many of us have fears for the future, but for me begging is not one of them, and dare I say it shouldn't be for you either. The state pension is sufficient and is more than enough for all my normal spending and hopefully nasty surprises can be mitigated by insurance and emergency savings.

I am pleased you are in good health, as am I, but of course we can't take it for granted as we age, so we need to look after ourselves, but being physically and mentally in good shape is the best insurance policy  .

Actually I don't know that it is that difficult obtaining reasonable employment as a pensioner, it depends. A continuation of a previous high flying career is probably out of the question, but if your expectations are not high I think there's a number of minimum wage + £1 type jobs out there. Of course you will have no benefits to lose and no national insurance to pay. In my case I am very happy to be retired  .

hats a great post Thank You.

As I understand it if I go into care my house would go towards the(council) fees anyway.The care I get is not a huge issue for me.I understand it may be for others??

I pretty much make the best out of most situations anyway.I have a one bedroom house ...I funded it out of the profit from renovating a larger house (two in one) ...Thanks for your reply???