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Car Insurance / points not on DVLA yet

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Hi
I recently received a fine/points (for mobile use while driving).
I've just told my insurers and they've advised that they will not continue to cover me - they will be cancelling my policy in one month.
So I went to some comparison sites, declare everything and got some quotes. But the insurance companies are not taking the convictions details from the comparison site. Instead, I think they take their information directly from the DVLA. However, the DVLA have not yet updated their records to show the incident.
So I'm struggling to work out how to declare everything accurately. 
When I've tried to just process the quote as it stands - on the assumption that they (and I) will have to deal with the impact of the fine/points when they appear on the DVLA records) - the quotes will not process. I would guess this is because they're detecting discrepancies.
But I want to declare the accurate facts - they just won't let me!
Any advice on how I can proceed?
Thanks in advance.
Kristian
Sometimes in anger we seem to forget
All the wrongs that have been done to us
We've done to others and regret.

Comments

  • Pettsvaldo
    Pettsvaldo Posts: 18 Forumite
    Part of the Furniture 10 Posts Photogenic Combo Breaker
    Another quick thought - could it be because the existing policy has been cancelled?
    Sometimes in anger we seem to forget
    All the wrongs that have been done to us
    We've done to others and regret.
  • born_again
    born_again Posts: 20,369 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Rather than using comparison site, go direct to ins companies site or ring them.
    Life in the slow lane
  • Marksfish
    Marksfish Posts: 356 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Don't put your driving licence number in when doing the quote and declare the conviction manually.
  • molerat
    molerat Posts: 34,558 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Marksfish said:
    Don't put your driving licence number in when doing the quote and declare the conviction manually.
    When I was getting quotes last month no DL No = no quote.  Clicked on the "don't know licence No" and it told me how to find it.

  • Pettsvaldo
    Pettsvaldo Posts: 18 Forumite
    Part of the Furniture 10 Posts Photogenic Combo Breaker
    born_again said:
    Rather than using comparison site, go direct to ins companies site or ring them.
    So I'll need to call every insurance company separately for a quote, you think?
    Ay caramba.

    Marksfish said:
    Don't put your driving licence number in when doing the quote and declare the conviction manually.
    That wasn't an option on the 2 sites I've tried so far (Aviva and LV) but perhaps there are others that will work.

    I suspect I'm going to get declined by some (many?) which will drag out what feels like it might already be a long process - but there we go. Some may argue I deserve everything I get. 🤷‍♀️
    Sometimes in anger we seem to forget
    All the wrongs that have been done to us
    We've done to others and regret.
  • sheramber
    sheramber Posts: 22,440 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Do you intend to cancel your existing policy before the caompany do it  and so avoid having a cancellation on your record?
  • Pettsvaldo
    Pettsvaldo Posts: 18 Forumite
    Part of the Furniture 10 Posts Photogenic Combo Breaker
    sheramber said:
    Do you intend to cancel your existing policy before the caompany do it  and so avoid having a cancellation on your record?
    To be honest, now that I've told them I'm not sure it will matter either way - my suspicion would be that the "cancellation" will be common knowledge. 
    However, with hindsight, I would've certainly considered doing that, yes.
    Sometimes in anger we seem to forget
    All the wrongs that have been done to us
    We've done to others and regret.
  • Pettsvaldo
    Pettsvaldo Posts: 18 Forumite
    Part of the Furniture 10 Posts Photogenic Combo Breaker
    edited 15 June 2024 at 11:55AM
    Update: I went back to my current provider and they advised that my situation is not regarded as a cancellation in the sense that it's meant on the quotes / comparison sites.
    Sometimes in anger we seem to forget
    All the wrongs that have been done to us
    We've done to others and regret.
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