State Pension and Housing Benefit Savings Limit

Riverstone58

I'll be reaching state pension age shortly with the full state pension of £221-20pw.

I'm not usually totally dumb but I can't seem to find any clarity on what the savings limit is for capital to be disregarded: is it 6k or 10k?

Thanks to all.

kaMelo

Capital limits for housing benefit are decided by your local authority, you'll need to ask them or it maybe on their website.

HillStreetBlues

kaMelo said:

Capital limits for housing benefit are decided by your local authority, you'll need to ask them or it maybe on their website.

Not at state pension age, if single (or both over state pension age (also if the one under SPA claims certain benefits)) then it's £10k

kaMelo

So it's only when under SPA that the LA can set the limit?

Riverstone58

HillStreetBlues said:

kaMelo said:

Capital limits for housing benefit are decided by your local authority, you'll need to ask them or it maybe on their website.

Not at state pension age, if single (or both over state pension age) then it's £10k

That's what I thought but the government website put some doubt in my mind.

Thanks!👍

HillStreetBlues

kaMelo said:

So it's only when under SPA that the LA can set the limit?

Was getting confused with CTR.
With housing benefit  there is a standard £6k lower threshold for working age  same as UC. So LA can't change that
Different LA's can have different rules on CTR but only on work age, the rules are standard for those over SPA  .