Contract + Overtime

anonn_38

Hi All,

I'll qualify on paper for a DRO at the end of the month - £35k unsecured debt, no assets (no car, I use my parent's)

Looking at my income last month, £1057 was from my base contracted hours, £1244 was from overtime. My net was therefore £1872

This month, I've barely got any overtime at all, but I am guaranteed my £1057.

My main question is that I pay my parents £700 per month in board and my share of the bills, council tax etc, and use of their car when I earn good. But they let me off with that when it's low, or I top it up another month, so some months my budget will be a big negative if I only get guaranteed.

Has anyone encountered a similar situation? I will be doing some overtime but it won't be anywhere near as I need to slow it down anyway 

Sorry if that doesn't make any sense.

sourcrates

If your income fluctuates, work out an average monthly figure over the year and use that as a basis for your budget.