Car Insurance Wait or not?

HillStreetBlues

Last year car insurance was £180 (included legal cover & basic breakdown) and £40 cashback, total £140 with One Call.
Renewal is due on the 8th Jul and cheapest quote £164 (no legal or breakdown) and £45 cashback, total £119 with esure flex.
If you exclude esure group then next cheapest is £210 and cashback £45.
Shall I wait for renewal notice (have checked but no sign or it) wait to see if price drops, or take it and be happy with £119 for the year?

DullGreyGuy

When's the renewal date? How long is the Esure Flex quote guaranteed to?

HillStreetBlues

Renewal is 8th July. The quote is suppose to be valid for 26 days, but  last year I had quote from AA was suppose to still be valid but when I went to take it said expired and requote was more.
NB have 2 years NCB if that makes any difference.

DullGreyGuy

Being 27 days out it may be a bit early for One Call to have done the renewal quote yet but if you contact them they can probably tell you at least when it is coming. Most generate them 21-28 days before renewal.