We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
House has two halves built in two different dates

JasperJackson
Posts: 3 Newbie
The front half of my house is old and was built in the 18th century however it has a two storey extension of equal size at the back that is approximately 20 years old. When obtaining quotes for buildings insurance, what date should I use?
0
Comments
-
I'd use the older date and before buying confirm with the insurer/broker in question that it is the best approach... might be different if the new build was 5x the size or it was just the original front facia left and the rest was brand new.0
-
You'd have to think that the older part would be a higher insurance risk, simply due to its age I would have thought, so I'd go with the older date. When I've had quotes for my buildings insurance it's never even occured to me to use anything other than the original build date, even though we've had later extensions.Better to be overinsured than underinsured and give the company something to wiggle off the hook with should you have to put in a claim.Make £2025 in 2025
Prolific £229.82, Octopoints £4.27, Topcashback £290.85, Tesco Clubcard challenges £60, Misc Sales £321, Airtime £10.
Total £915.94/£2025 45.2%
Make £2024 in 2024
Prolific £907.37, Chase Intt £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus referral reward £50, Octopoints £70.46, Topcashback £112.03, Shopmium referral £3, Iceland bonus £4, Ipsos survey £20, Misc Sales £55.44Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards