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Paypal Credit

Hi people. Sorry I know Paypal Credit isn't physically a credit card, but I couldn't figure which board to write this.

I've had Paypal Credit for a few years now and it currently stands at just over £5,000.
Due to moving areas, I've had to find alternative employment and really struggled to find a job that paid the same as my old one, so I'm basically coming out with £1,200 a month.

The monthly repayments are currently around £150-180 and I really wish I could throw more money at it, but I don't have much valuable stuff to sell and a second job is not currently viable.

The only other thing I can think of is paying Paypal Credit off with some other credit, but I don't know which is the best way to go about this.

Any help would be greatly appreciated. Thank you.

Comments

  • maxximus75
    maxximus75 Posts: 610 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    The only way you’d be able to do this is with a money transfer card or a loan.
  • fergie_
    fergie_ Posts: 256 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    The debt free wanna be board may be the place to go, but you need to be realistic with yourself and how easily you can clear the debt.

    Some people would suggest a cheaper loan or an interest free money transfer credit card to clear the debt, but they would also depend on your circumstances.
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