Halifax Clarity Alternative

Kewsea

Is there a card on the market that is similar to Halifax Clarity (i.e. no fees for non GBP transactions/cash withdrawals abroad) that anyone knows of?

I only want it for occasional use to pay for things like holidays in EUR (for example) then settle the balance straightaway. I know I can do this with the likes of Revolut but I specifically want a credit card in the event that I am able to use S75 in case of any issues.

I am eligible for a Clarity card but not really a fan of Halifax so wanted to see if there's a similar alternative.

Thanks.

etienneg

Always best to check the MSE guide for what you want before posting:
https://www.moneysavingexpert.com/credit-cards/travel-credit-cards/#bestbuys

As you will see there, Barclaycard Rewards is the best alternative. Slightly better, in fact, as you get 0.25% cashback on foreign as well as UK spending. I have this and it works well.

NoodleDoodleMan

Yes, the BarclayCard Rewards is the best choice alternative if you can pay the full balance when the next statement comes around for settlement.

LinLui

Of course,  you'd need to be a fan of Barclays. I don't think most banks are big on ethics, but Barclays have a long and questionable relationship with ethics. 

artyboy

LinLui said:

Of course,  you'd need to be a fan of Barclays. I don't think most banks are big on ethics, but Barclays have a long and questionable relationship with ethics. 

As the red paint on their windows and liquid cement in their ATMs seems to suggest. But then you can pick holes in any banks ethics, it's just that this one is a bit more 'in the moment'...

incidentally I have been using the Nationwide variant for many years now. No cashback but I've never had any issues using it abroad.

Marksfish

The good thing about Barclaycard is not ATM interest charges on overseas withdrawals if paid off by statement due date. Visa exchange rate is slightly worse than Mastercard.

NoodleDoodleMan

Marksfish said:

The good thing about Barclaycard is not ATM interest charges on overseas withdrawals if paid off by statement due date. Visa exchange rate is slightly worse than Mastercard.

The ATM bank/operator may take a fee, Barclays have no control over that.

Of course that would apply to Halifax Clarity card likewise.