Britannia Parking Group - CCJ/Claim

nambikitty

Britannia Parking Group have filed a claim for “failing to validate payment”. I parked and paid for the parking via the paybyphone app - I provided the receipts and the transaction statement showing that I had paid and the legal team advised me that they will still be proceeding with the claim after having seen the evidence. I’m concerned as to why they’ve chosen to proceed even though I have evidence to show I had paid during the time they claimed I hadn’t and now wondering whether it’s worth settling to avoid a CCJ on my credit file?

Gr1pr

Post a redacted picture of the claim form, hiding the name and address, and the VRM details on the left, and hide the reference number and password on the right too, leaving the dates showing 

Its a roboclaim, don't get paranoid, you are probably one of hundreds or thousands of claims being initiated 

Even if you lost in court, the total will be less 

There is no chance of a CCJ going onto the public register as long as you pay the claimant within 30 days of a judgment going against you, so a grace period to pay in full, to avoid that credit file issue, its not an issue with prompt payment 

A typical loss in court is about £200 , not the total on that claim form 

patient_dream

nambikitty said:

Britannia Parking Group have filed a claim for “failing to validate payment”. I parked and paid for the parking via the paybyphone app - I provided the receipts and the transaction statement showing that I had paid and the legal team advised me that they will still be proceeding with the claim after having seen the evidence. I’m concerned as to why they’ve chosen to proceed even though I have evidence to show I had paid during the time they claimed I hadn’t and now wondering whether it’s worth settling to avoid a CCJ on my credit file?

Who is the legal who is stupid enough not to accept proof ???      

1505grandad

Is the VRM on the paybyphone app the same as that stated on the claim form?

Coupon-mad

nambikitty said:

Britannia Parking Group have filed a claim for “failing to validate payment”. I parked and paid for the parking via the paybyphone app - I provided the receipts and the transaction statement showing that I had paid.

now wondering whether it’s worth settling to avoid a CCJ on my credit file?

But you can't get a CCJ by defending a claim and following our advice. It's impossible.

Even if you lose in the end at a hearing you are not left with a CCJ because you'd just pay (typically about £212).  Less than the claim.  And it doesn't sound like you will lose unless you paid for the wrong location code?

NO-ONE risks a CCJ by defending.