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Help buying a council house

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  • sheramber
    sheramber Posts: 22,601 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    It is unlikely your friend can use Right to Biy for a council house that has been adapted for a disabled person.
  • Bookworm105
    Bookworm105 Posts: 2,016 Forumite
    1,000 Posts First Anniversary Name Dropper
    edited 7 June 2024 at 9:09AM
    based on the limited info you give, let us speculate....
    - he cannot afford a residential mortgage due to his low income (rent from lodgers will be ignored in assessing his income)
    - he does not qualify for a BTL mortgage (and trying to get one would be mortgage fraud since he intends living there as his main home) 
    - his tenure started on succession from his mother, but that will not include inheriting her discount period 
    - he is probably now "under occupying" the property, so the council appears to want him to downsize by moving him to another council property elsewhere.
    ( - he may be losing the tenancy because he has breached it? unpiad rent etc)

    There are things in life you cannot have simply because you ask. He cannot afford to buy, end of.
  • Thanks for all your input
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