Car insurance & reverse parking sensors

dunstonh

Yep, just read the admiral policy document and it does say "Manufacturers optional extras are only covered if they have been declared and we have agreed to cover them".

I feel sorry for the people with second hand cars who wouldnt know what is optional and what is standard. They could find, on a total loss, getting back a lot less than they expected.

Autonomous

Yes i agree totally, but insurance companies ask if any and what, modifications have been fitted, when asked what they define modifications, they mean anything that has been added to the base model, if the sales brochure lists option, then the insurance company want to know.
Well this is the case with the Admiral group. I have spoken to Bell, Elephant and Admiral and asked, they all say the same. Whether they want to know about the optional mats i dunno, but they certainly wanted to know about the optional rear reverse parking sensors.

Yes i agree this is stupid, and doesnt seem right, complete utter nonsense if you ask me but thats life.....