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Is there a way to find out if you've had a switching bonus before?
Comments
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bigpat said:danny13579 said:
Can you remember when you opened the old Santander account? Have you emails going back that far? Check your credit history under closed accounts as that will list all old accounts you have opened and closed and when.
You can always just go for the switching offer, worst that can happen is that they don't pay it.
The MSE Credit Club site doesn't seem to be working for me today, but I have ordered the free statutory report from Experian.
Is there any downside to frequent switching? This would be my third in about 3 years, having only switched to Nationwide 7 months ago. I'm not planning to apply for any new credit and my Experian score is 999.Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Nasqueron said:bigpat said:danny13579 said:
Can you remember when you opened the old Santander account? Have you emails going back that far? Check your credit history under closed accounts as that will list all old accounts you have opened and closed and when.
You can always just go for the switching offer, worst that can happen is that they don't pay it.
The MSE Credit Club site doesn't seem to be working for me today, but I have ordered the free statutory report from Experian.
Is there any downside to frequent switching? This would be my third in about 3 years, having only switched to Nationwide 7 months ago. I'm not planning to apply for any new credit and my Experian score is 999.
I'll have a look at ClearScore too. I didn't know about that one. Thanks.0 -
bigpat said:Nasqueron said:bigpat said:danny13579 said:
Can you remember when you opened the old Santander account? Have you emails going back that far? Check your credit history under closed accounts as that will list all old accounts you have opened and closed and when.
You can always just go for the switching offer, worst that can happen is that they don't pay it.
The MSE Credit Club site doesn't seem to be working for me today, but I have ordered the free statutory report from Experian.
Is there any downside to frequent switching? This would be my third in about 3 years, having only switched to Nationwide 7 months ago. I'm not planning to apply for any new credit and my Experian score is 999.
I'll have a look at ClearScore too. I didn't know about that one. Thanks.
Experian statutory report they have to do free but they want to try and tempt you with their paid for offerings so it's not automatically easy to get the free report.Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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bigpat said:I'm thinking about the Santander Edge account for the £175 switching bonus. I did have a current account with them, probably 6-8 years ago and I still have a mortgage with them. But I can't remember whether there was a switching bonus back then.
Will they tell you, during the process, whether you'll definitely get the bonus i.e. so that if they say no, you can click Cancel? Or do you have to go through with it and then just hope for the best?1
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