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Advice about end of DRO
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autumswifty95
Posts: 2 Newbie
in IVA & DRO
Hi, so in 3 days my debt relief order will end - I understand this stays on my credit file for 6 years which is fine, I had an extremely bad time with my mental health over the last 2 years and didn’t see anywhere out.
I use clear score to look at my credit file and all my accounts from creditors are in default, yet I have one with PayPal and 2 with creation that just say in arrears - so it’s shows as missed payments every month. Does this stop after my DRO has ended? As I’m presuming it should be wiped off?
I also can’t see the dates when my other accounts were in default.
Is there anything I need to do? I have had a lot of anxiety over this as I’m not sure what I need to or how to word things so they understand?
Any help appreciated thankyou
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Credit file clean up, as advised on your other post.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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