June NSD challenge
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Jubilant June's No-Spend Days Challenge!
Comments
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Sorry been MIA and May was a bit of a write off.
Aiming for 15 in June as lots planned e.g weekends away but need to stop my money running away….
So far 1/15GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Declaring early today - 3/24 😁'Happiness is not a destination but the journey you walk every day'
Jan GC: £0/£100
DNF: £0/£6700
Garden sections: 0/21
DNF: 3/45
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Calling an early calling an early one today, as the car is in the garage so no chance of going anywhere!
That’s 3 so far for June
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
6 month Emergency Fund: £5,528 / £8,000
Nationwide 1 year 6.5% Savings - £1,400 / £2,1000 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 1/12
bamboo socksbeanielou 3/19
blubellaCaeraugirl 15cathybird 1/15
Crazycatlady2 2/18
DaywonDoris17Farmers-wife 2 1/10
Flying ByGeriatricmumHotDog2020 1/15
iloveteaKajiKita 1/18
keggie 1/15
laconic 10laura laulaurenh 2/20
leftatthetrafficlights 3/24
LittleMissDetermined 1/18
madlynMakingabobor2 15Money ChoicesMrs Cautious 1/20
Rupacomp 1/15
Saver-upperSecondStar 3/17
short bird 2/18
Tiangfeng2022 10Worlds Worst Superhero 20🌞 🌞 Newcomers welcome! 🌞 🌞0 -
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NSD for me please. I actually ordered something from Vinted but it turned out to be a scam so I'm getting a refund 🤣2
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2025 Goals:Challenging :
- NatWest cc by 10/2024: £3,800/£3,800
- HSBC cc by 07/2025: £2,003.84/£3,626.80
- Virgin cc by 09/25: /£2,000
- Private loan by 02/2026: /£5,000
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First NSD of June for me today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10001 -
One for me today please xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60001
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