Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15
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Jubilant June's No-Spend Days Challenge!
Comments
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a late call for day 19.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
Thanks @KajiKita @beanielou @Worlds_Worst_Superhero @cathybird Thank you for the suggestions. TBH there is not a lot going on around here, I have tried a few different activities that are on, there is not much for my age group. I am not sure about hobbies, I do like photography but can't get into or get that excited about it to do it every day and there are not any groups for it. Although there may be more groups now, I did want to join a walking group, but now I am soo unfit I can't stand it for too long. I went on one of the walks and had to leave after just a few minutes. I'll have another look with fresh eyes. Thanks for your words, however I think I willl delete the post now.1
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2 more nsds for me - Sunday and Monday 😁MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10001 -
Declaring early 18/24'Happiness is not a destination but the journey you walk every day'
Jan GC: £0/£100
DNF: £0/£6700
Garden sections: 0/21
DNF: 3/45
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Thanks for the well wishes all 🥰
NSD today please CB x2 -
NSD Tuesday here 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Spent Mon and Tues 😀
Booked my daughter driving test and some activities for our holidays1 -
June NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 13/12
beanielou 20/19
Caeraugirl 7/15
cathybird 20/15
Crazycatlady2 20/18
Daywon 2/20Farmers-wife 2 6/10
GeriatricmumHotDog2020 8/15
ilovetea 6/10
KajiKita 21/18
keggie 1/15laconic 10laura laulaurenh 16/20
leftatthetrafficlights 18/24
LittleMissDetermined 16/18
Makingabobor2 15/15
Money ChoicesMrs Cautious 9/20
Rupacomp 5/15
Saver-upper 3/10
SecondStar 23/17
short bird 19/18
Tiangfeng2022 10Worlds Worst Superhero 19/20
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
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