A J Bell Sipp

thebullsback

With the General Election due I'm weary of the outlook at the moment so would like to know if its possible to " Pause" my Sipp investments or is there any way of basically sitting it out for a few month till I see how things look?

MEM62

What are you expecting to happen that would make pausing your contributions a good idea?  

dunstonh

thebullsback said:

With the General Election due I'm weary of the outlook at the moment so would like to know if its possible to " Pause" my Sipp investments or is there any way of basically sitting it out for a few month till I see how things look?

Are you invested 100% in the UK?
Typically, if you are 100% equities based, you could have as little as 2% in the UK.    Plus, UK equities, unusually, have been one of the best performers over the last 3 months.    So, are your views consistent with reality?

[Deleted User]

Yes, of course you can. The clue is in the name 'self invested personal pension'.

Simply log in to you AJ Bell account and tailor it to your requirements.

What do you mean by 'pause'? - Cancel your monthly investments or contributions?

What do you mean by 'sitting it out'? - Pausing regular investments, or selling investments and moving to cash?

Both are active decisions and have consequences. In absolute terms, it's impossible to pause or sit out as the situation is constantly changing. Even being in cash carries a risk....

Albermarle

I think you can assume that the UK stock market experts are assuming a Labour Government, and have taken that already into account. So I would not expect the UK index to even flicker the day after the election, unless there was a hung parliament.
As pointed out most investments only have a portion of UK %, and the rest of the world is not going to react to the results of a UK election. Most will be unaware of it,

Beddie

thebullsback said:

With the General Election due I'm weary of the outlook at the moment so would like to know if its possible to " Pause" my Sipp investments or is there any way of basically sitting it out for a few month till I see how things look?

If you are wary/weary then you could sell all of your investments and keep them in cash for a few months.

I'm certainly not recommending you do that. There's no way of knowing what will happen, so don't try to guess.
If you want to worry, how about nuclear escalation from Russia, Iran/Israel, China/Taiwan, next pandemic - there's always something. Best not to worry about these things, although I agree it can be hard to ignore sometimes.

GazzaBloom

Sitting it out? with a username "thebullsback"

Oh, the irony! 

[Deleted User]

thebullsback said:

With the General Election due I'm weary of the outlook at the moment so would like to know if its possible to " Pause" my Sipp investments or is there any way of basically sitting it out for a few month till I see how things look?

Keep calm and carry on.  There are more important things going on in the world than the UK general election.

Xenon

Why do investors invest then get jumpy at every little event - there is always something going on.
Either accept that fact or investing is not for you

Albermarle

Xenon said:

Why do investors invest then get jumpy at every little event - there is always something going on.
Either accept that fact or investing is not for you

Possibly because the way news is often reported in a sensationalist/scaremongering manner, makes it difficult for some people to keep a sense of perspective.

sevenhills

Albermarle said:

Possibly because the way news is often reported in a sensationalist/scaremongering manner, makes it difficult for some people to keep a sense of perspective.

We will move from one Government to another and there won't be much difference, Rachel Reeves worked at the Bank of England and then HBOS, she isn't a spendthrift left winger.