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Home insurance for a home that is in a trust

My grandchildren’s home is in a trust for them as they have tragically lost both of their parents.
 I am finding it difficult to find a reasonable home insurance because of this. The broker is charging over a hundred pounds extra in the renewal £412.66. 
I would be most grateful if anyone could help. If it wasn’t in a trust I could get a policy for £150.00.

Thank you 

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