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Windscreen cracked

Our windscreen took a hit from a pebble dropped by a gravel lorry whilst on the way back from Sunny Hunny. 
We do have windscreen cover on our fully comp insurance policy and they do quote that a claim will not alter our no claims bonus, but what about next years premium?
This would be the second windscreen claim in 3 years

I guess it would be costly to fund ourselves as the car is a 3 year old BMW X4 (with rain sensors)

Thanks in advance

Bruno

Comments

  • MattMattMattUK
    MattMattMattUK Posts: 11,681 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Brunokid said:
    Our windscreen took a hit from a pebble dropped by a gravel lorry whilst on the way back from Sunny Hunny. 
    We do have windscreen cover on our fully comp insurance policy and they do quote that a claim will not alter our no claims bonus, but what about next years premium?
    This would be the second windscreen claim in 3 years

    I guess it would be costly to fund ourselves as the car is a 3 year old BMW X4 (with rain sensors)

    Thanks in advance

    Bruno
    Very expensive to fund yourself, could easily be £1k+. I have made three windscreen claims over the years, they do not ever have seemed to have impacted my premiums, but I cannot be totally sure as I do not have access to the algorithms. 
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Glass typically makes minimal difference to premiums if you are otherwise a good risk. Excessive numbers of glass claims however may mean they dont offer glass cover at renewal
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