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Offence code for insurance purposes

Hi

i cannot work out from documentation whether speeding 57 in a  50mph limit should be SP30 - driving more than statutory speed limit while on public road OR SP40 - Driving faster than passenger vehicle speed limits ? Can anyone help please ? Thankyou
On a mission to be mortgage free asap
Sept 2023 65,000, June 2024 61,992

Comments

  • TooManyPoints
    TooManyPoints Posts: 1,723 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    What were you driving?
  • Thankyou it was a car 
    On a mission to be mortgage free asap
    Sept 2023 65,000, June 2024 61,992
  • TooManyPoints
    TooManyPoints Posts: 1,723 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Then it's SP30. You would normally be offered a course for that speed unless you had done one in the previous three years.
  • Thankyou very much
    On a mission to be mortgage free asap
    Sept 2023 65,000, June 2024 61,992
  • TadleyBaggie
    TadleyBaggie Posts: 6,960 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The only other common speeding offence code is an SP50, which is if the offence occurred on a motorway. 
  • Car_54
    Car_54 Posts: 9,052 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Then it's SP30. You would normally be offered a course for that speed unless you had done one in the previous three years.
    Only if he was in England  or Wales.
  • It was England thankyou
    On a mission to be mortgage free asap
    Sept 2023 65,000, June 2024 61,992
  • Aretnap
    Aretnap Posts: 6,059 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi

    i cannot work out from documentation whether speeding 57 in a  50mph limit should be SP30 - driving more than statutory speed limit while on public road OR SP40 - Driving faster than passenger vehicle speed limits ? Can anyone help please ? Thankyou
    A passenger vehicle in this context means a bus or coach, and SP40 means exceeding the speed limit for that class of vehicle (which is often lower than the speed limit for cars).
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