Help on Our Situation

BarelySentientAI

caprikid1 said:

"You have recently been issued an S21 which says that after 2 months the landlord might start court proceedings to eventually (if they did all the documents correctly) get a court to say you need to move out.  Do not leap."

Just to be clear you will see the standard replies on this board, "Only a Court can end a tenancy" etc etc.

We have seen one illegal eviction recently following a section 21 ignored, yes the landlord will ultimately be in severe trouble but they were still homeless.

Secondly the rental market is tough, do you think a new landlord will want a tenant that has been evicted / a landlord is going through the eviction process ?? Very unlikely they can pick and chose so why take the risk.

There is a big difference between the law and the reality of the world we live in, we seem to treat the law as the go to position on this forum not the last resort.

Anyone who tells you there is no rush is not helping you, more likely pedalling their own personal agenda, the only time I would recommend going the eviction route is if social housing is a strong option but even then you may find yourself in horrid temporary accommodation. speak to the local housing department as a matter of urgency.

That's incorrect, extremely harsh, and borderline offensive.

Advising someone of their legal position is important.  Often, the pending S21 "deadline" creates massive stress for the tenant where in reality the pressure is (more often than not) not actually there.

There have been cases of tenants treating the deadline on an incorrect S21 as absolute and making themselves unnecessarily homeless on that date - clearly we all want to avoid that situation.

There are a wide range of possible responses between "panic and move out on the first possible date, even if it is onto the street" and "stay as long as possible, make the bailiffs drag you out by your ankles".  Advice that can de-stress the situation and allow someone in that difficult situation to make logical decisions is not a recommendation for the latter case, just as I am sure that you are not advocating for the former.

Tommy8

Hi All,

Thank you for all your replies. I will try and sum up my answers to all of you in this reply. 

My wife has applied for universal credit and this is still processing. From the benefits checker it looks like she is entitled to approximately £350 a month ontop of child benefit. If this is the case and our application was correct, i dont see why we wouldnt get this. 

Re-location is not really achievable. My job wouldn't allow this and all our family are here. However i do understand the suggestion for this. 

My wife worked for the NHS in the local hospital and before leaving she "planted the seeds" with joining "the bank / NHS P" so i believe once we are happy, the potential for her to get back into work should be fairly straightforward (hopefully). 

I am skeptical of shared ownership due to the bits i know about it, however as you say the benefit of actually having a stable roof over your head counts for something. Does anyone have any experience of shared ownership and any comments / suggestions for it? Yes its generally a smaller mortgage but do the cons outway the benefits of just buying a house? 

I am aware that modern times require 2 incomes and as much as i agree with you all regarding my wife going back to work asap, there is that part of me that just "wishes" it didnt have to be like this. I know this is a wish rather that a realistic reality. 

I understand that across the country there are alot worse rental prices than the ones i quoted but no matter what location, i feel for every family having to pay these prices. 

From this discussion i am going to contact a mortgage advisor to see what options we have along that route. We are also going to keep chasing the local housing authority, and searching the private sector for rental houses in our budget. 

If i could just get some info on shared ownership from people who've been there and done it that would be great. 

I appreciate all your time.

Best Regards

Tom