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Virgin credit card switch

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Aqua1985
Aqua1985 Posts: 51 Forumite
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I have a Virgin credit card with the 20+ months free balance transfer etc but now think one of the travel cards with points will actually be more useful….will Virgin allow me to switch it or will I need another card / allocation? If so can you have 2 cards and is there a minimum period to wait before applying for card 2? 

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  • WillPS
    WillPS Posts: 3,709 Forumite
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    Aqua1985 said:
    I have a Virgin credit card with the 20+ months free balance transfer etc but now think one of the travel cards with points will actually be more useful….will Virgin allow me to switch it or will I need another card / allocation? If so can you have 2 cards and is there a minimum period to wait before applying for card 2? 

    Virgin Money don't allow switches - they do allow multiple products to be held but the only way to know if they're willing to extend further credit to you is to ask them.

    The Virgin Atlantic cards don't allow you to apply if you've applied for any Virgin Money credit card in the last 3 months - not sure if that applies to all Virgin Money cards or just the VA ones.
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