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Premium bonds - Exceeding 50k limit?
patchyX2
Posts: 128 Forumite
I've had the max 50k in premium bonds for a couple of years now.
A couple of weeks ago, my parents were clearing out some old paperwork and found a bondholder's number with my name on it. They don't recall opening it, so it was almost certainly a christening/1st birthday present or something along those lines.
I've put the bondholders number into the app and it says that there's no unclaimed prizes (presumably this is all-time, not jus the last X months?), so I'm pretty sure there's very little/nothing in it.
I know there's 'lost account' forms on the NS&I website, but I'm a bit worried that if I try and recover it, then I'll have broken some T+C's (breaking the 50k limit) and be penalised on some of my winnings over the last few years. Should I just keep quiet, or am I ok to chase it up?
A couple of weeks ago, my parents were clearing out some old paperwork and found a bondholder's number with my name on it. They don't recall opening it, so it was almost certainly a christening/1st birthday present or something along those lines.
I've put the bondholders number into the app and it says that there's no unclaimed prizes (presumably this is all-time, not jus the last X months?), so I'm pretty sure there's very little/nothing in it.
I know there's 'lost account' forms on the NS&I website, but I'm a bit worried that if I try and recover it, then I'll have broken some T+C's (breaking the 50k limit) and be penalised on some of my winnings over the last few years. Should I just keep quiet, or am I ok to chase it up?
0
Comments
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cash in some bonds and then do the lost account2
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I invested money in PB that took me to the £50k limit but then discovered some extra bonds, they just refunded me the extra bonds.How much is the bond you found worth? Have you had any seriously big prizes lately. If not I would contact them and fess up. THey will just refund you for the bond.Thrifty Till 50 Then Spend Till the End
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