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Is the State Pension enough to live on if you are single !!

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  • Pollycat
    Pollycat Posts: 35,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    pseudodox said:

    I do more than survive on SP.  With careful budgeting & no requirement for friperaries that eat money I am quite content.  If I had £30,000 per annum I would be more than fairly comfortable & would not know what to spend it on!  I have all the things money cannot buy - good health, good friends, a view to die for from my edge of the countryside house.


    I'm quite interested in what your food budget is and what sort of things you eat on that budget.
  • eskbanker
    eskbanker Posts: 37,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    pseudodox said:
    With careful budgeting & no requirement for friperaries that eat money I am quite content.
    Is it a long way to Friperary? ;)
  • Am I right in thinking that Housing Benefit helps to pay for some peoples rent/mortgage ...in London this must be frightening....and some people are getting that on top of their State Pension??
    Some people are getting there State Pension Propped up with Pension Credit (to cover insufficient contributions).
    WHY DO POSSIBILITIES TO CLAIM ANYTHING SEEM TO PASS ME BY??
    I have never claimed anything in my life!!

    Tomorrow I have a PSA test ....I sure as hell hope I haven't got cancer as there is little or no support for Cancer Sufferers in the way of benefits.



     
  • eskbanker
    eskbanker Posts: 37,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Am I right in thinking that Housing Benefit helps to pay for some peoples rent/mortgage ...in London this must be frightening....and some people are getting that on top of their State Pension??
    Some people are getting there State Pension Propped up with Pension Credit (to cover insufficient contributions).
    WHY DO POSSIBILITIES TO CLAIM ANYTHING SEEM TO PASS ME BY??
    I have never claimed anything in my life!!

    Tomorrow I have a PSA test ....I sure as hell hope I haven't got cancer as there is little or no support for Cancer Sufferers in the way of benefits.
    Check what you're entitled to, at sites such as https://www.entitledto.co.uk/benefits-calculator/
  • eskbanker said:
    Am I right in thinking that Housing Benefit helps to pay for some peoples rent/mortgage ...in London this must be frightening....and some people are getting that on top of their State Pension??
    Some people are getting there State Pension Propped up with Pension Credit (to cover insufficient contributions).
    WHY DO POSSIBILITIES TO CLAIM ANYTHING SEEM TO PASS ME BY??
    I have never claimed anything in my life!!

    Tomorrow I have a PSA test ....I sure as hell hope I haven't got cancer as there is little or no support for Cancer Sufferers in the way of benefits.
    Check what you're entitled to, at sites such as https://www.entitledto.co.uk/benefits-calculator/
    Im not doubting its a  great calculator....however my entitlement was a big fat zero as usual 
  • Pollycat
    Pollycat Posts: 35,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    Am I right in thinking that Housing Benefit helps to pay for some peoples rent/mortgage ...in London this must be frightening....and some people are getting that on top of their State Pension??
    Some people are getting there State Pension Propped up with Pension Credit (to cover insufficient contributions).
    WHY DO POSSIBILITIES TO CLAIM ANYTHING SEEM TO PASS ME BY??
    I have never claimed anything in my life!!

    Tomorrow I have a PSA test ....I sure as hell hope I haven't got cancer as there is little or no support for Cancer Sufferers in the way of benefits.



     
    You don't get housing benefit if you have a mortgage.
  • Pollycat said:
    Am I right in thinking that Housing Benefit helps to pay for some peoples rent/mortgage ...in London this must be frightening....and some people are getting that on top of their State Pension??
    Some people are getting there State Pension Propped up with Pension Credit (to cover insufficient contributions).
    WHY DO POSSIBILITIES TO CLAIM ANYTHING SEEM TO PASS ME BY??
    I have never claimed anything in my life!!

    Tomorrow I have a PSA test ....I sure as hell hope I haven't got cancer as there is little or no support for Cancer Sufferers in the way of benefits.



     
    You don't get housing benefit if you have a mortgage.
    Homeowner Pollycat....no Mortgage.Tell you what if I sell it and rent somewhere would I get rent paid by Housing Benefit...and then live off the Capital ??  
  • eskbanker
    eskbanker Posts: 37,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Homeowner Pollycat....no Mortgage.Tell you what if I sell it and rent somewhere would I get rent paid by Housing Benefit...and then live off the Capital ??  
    That's presumably a rhetorical question, but no, HB is means-tested, so if you have the capital from selling a property then you wouldn't be eligible.

    However, it's intended to cover rent costs for low earners, so if you have no rent or mortgage costs then this is all academic anyway, i.e. the costs of your housing are considered to be taken care of.  That's not to say that you're ineligible for other benefits though, but if the above calculator didn't identify any then that's likely to be the end of it....
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