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Switch incentives - how to know if i've already claimed?
Also for future reference keep your own list. It doesn't have to be anything special, just four columns will do, five if your keeping tabs for a couple. Saves having to go rooting through emails and statements.
Date / Who / From / To / Amount
I tried this but it gets hard when im doing it for family members. Also every account needs about 50 logins, pin numbers, favourite foods etc.
This is why i never want to be an accountant!
You don't need to know all the security details for family members, just record the switches
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.