📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Is my transitional protection included on my universal credit claim?

Options
2»

Comments

  • peteuk
    peteuk Posts: 2,000 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 17 June 2024 at 10:00PM
    I would say not as you've two different documents.

    First document says payment over the year £1217.66 (which supports 13 payments of £93) noted as page 1 of 6
    Second doc says payment £761.12 (13 payment of £58) noted as page 1 of 4.

    However it confirms WTC - not CTC.   So WTC was giving you a small top up to your wage. 

    As mentioned previously if TP is applied it is likely your wage deduction would zero the award. My basic understanding (and I am happy to be corrected here) is that your TP would need to be over £333 for you to be awarded a UC payment or you wage decrease. 

    Your wage (£943.98) alone is enough to zero your UC. 

    But Im no expert and I am happy for someone to correct me. 


    Proud to have dealt with our debts
    Starting debt 2005 £65.7K.
    Current debt ZERO.
    DEBT FREE
  • textbook
    textbook Posts: 786 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    peteuk said:
    I would say not as you've two different documents.

    First document says payment over the year £1217.66 (which supports 13 payments of £93) noted as page 1 of 6
    Second doc says payment £761.12 (13 payment of £58) noted as page 1 of 4.

    However it confirms WTC - not CTC.   So WTC was giving you a small top up to your wage. 

    As mentioned previously if TE is applied it is likely your wage deduction would zero the award. My basic understanding (and I am happy to be corrected here) is that your TE would need to be over £333 for you to be awarded a UC payment or you wage decrease. 

    Your wage (£943.98) alone is enough to zero your UC. 

    But Im no expert and I am happy for someone to correct me. 


    What's  TE?
  • peteuk
    peteuk Posts: 2,000 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    textbook said:
    peteuk said:
    I would say not as you've two different documents.

    First document says payment over the year £1217.66 (which supports 13 payments of £93) noted as page 1 of 6
    Second doc says payment £761.12 (13 payment of £58) noted as page 1 of 4.

    However it confirms WTC - not CTC.   So WTC was giving you a small top up to your wage. 

    As mentioned previously if TE is applied it is likely your wage deduction would zero the award. My basic understanding (and I am happy to be corrected here) is that your TE would need to be over £333 for you to be awarded a UC payment or you wage decrease. 

    Your wage (£943.98) alone is enough to zero your UC. 

    But Im no expert and I am happy for someone to correct me. 


    What's  TE?
    Sorry auto corrected TP to TE 
    Proud to have dealt with our debts
    Starting debt 2005 £65.7K.
    Current debt ZERO.
    DEBT FREE
  • textbook
    textbook Posts: 786 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    peteuk said:
    textbook said:
    peteuk said:
    I would say not as you've two different documents.

    First document says payment over the year £1217.66 (which supports 13 payments of £93) noted as page 1 of 6
    Second doc says payment £761.12 (13 payment of £58) noted as page 1 of 4.

    However it confirms WTC - not CTC.   So WTC was giving you a small top up to your wage. 

    As mentioned previously if TE is applied it is likely your wage deduction would zero the award. My basic understanding (and I am happy to be corrected here) is that your TE would need to be over £333 for you to be awarded a UC payment or you wage decrease. 

    Your wage (£943.98) alone is enough to zero your UC. 

    But Im no expert and I am happy for someone to correct me. 


    What's  TE?
    Sorry auto corrected TP to TE 
    Are you saying I don't have transistional protection?    If so how do I get it applied?
  • peteuk
    peteuk Posts: 2,000 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    textbook said:. 
    Are you saying I don't have transistional protection?    If so how do I get it applied?
    I’m no expert, but from you UC statement I would say not, but as advised this may be due to the decision to being too late to apply it to this assessment period.

    You WTC documents aren’t clear, do you have an over payment? I ask as the two documents show two different payments.

    First document says payment over the year £1217.66 (which supports 13 payments of £93) noted as page 1 of 6
    Second doc says payment £761.12 (13 payment of £58) noted as page 1 of 4.

    So it’s difficult to see which payment (if any) would fit into the TP.

    You wage at £943.98 means a reduction of any payment of £519.20 (55p reduction per pound) thats without your self employment.  Again I’m no expert but from what I have seen on these discussions is, even if TP is added, this is before deductions and will still zero your award.  (Again I’m happy to be corrected)
    Proud to have dealt with our debts
    Starting debt 2005 £65.7K.
    Current debt ZERO.
    DEBT FREE
  • Yamor
    Yamor Posts: 648 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    As has been mentioned, you have posted parts of two different tax credit award notices.
    The earlier one is based on an annual income of £14,867.50, whereas the later one is based on an annual income of £15,981.
    (Although you haven't posted the relevant income page of the later award notice, it can be calculated from what you have provided.)

    Now, I don't know when you originally made your claim for UC, but your payment statement above has a start date of 12th April.
    If that actually was your original UC claim date, then it means you made your UC claim in the new tax year. However, your tax credits award for the new tax year would have been much lower (assuming an annual income of £15,981). It would have only been around £165 for the year.
    The reason it is lower in the new tax year is because in the 23/24 tax year they took into account the fact that your income had been lower in the previous tax year, but this is no longer the case in 24/25.
    Continuing with the above assumption that you made your original UC claim on 12th April, then you should have been entitled to a transitional element of £353, and your award for the first month of UC would then have been £20.66 rather than nil.

    If however you made your original UC claim in the previous tax year, then your transitional element should have been £426.99, as at that point your tax credits entitlement was higher.
    However, due to the April uprating, that would have immediately reduced to £402.28 due to the April uprating.
    If this was the case, then your UC entitlement for an assessment period beginning on 12th April, with income figures as per the statement you posted earlier, would be £69.94.
  • textbook
    textbook Posts: 786 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 5 July 2024 at 6:17PM
    Ok.  So transistional protection was reinstated.   I got a backdated payment of £600.   Thxs everyone on this forum for your help after the work coach tried to deceive me.  
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.