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Insurance Renewal - Windscreen claim by named driver on their own car

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  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    It doesn't ask fault when saying windscreen/ glass (drop down box)
    It won't, in principle they are all "fault" but normally glass is dealt with totally differently 

    Shop around as a glass claim wouldn't normally have such an impact. 
  • It doesn't ask fault when saying windscreen/ glass (drop down box)
    It won't, in principle they are all "fault" but normally glass is dealt with totally differently 

    Shop around as a glass claim wouldn't normally have such an impact. 
    Thank you. Do I need to tell them about his non fault motorbike claim (at this point I'm ready to remove him from my insurance altogether! 🙄). 
  • elsien
    elsien Posts: 36,118 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You need to look at the wording of the specific questions you are being asked. But if it asks if you or any named driver has made a claim in the last number of years, then I would expect that to be declarable. 
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • elsien said:
    You need to look at the wording of the specific questions you are being asked. But if it asks if you or any named driver has made a claim in the last number of years, then I would expect that to be declarable. 
    Thanks. He's just told me he didn't make a claim on his insurance for motorbike, it was on the other persons. So that's a relief!
  • GrumpyDil
    GrumpyDil Posts: 2,055 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    elsien said:
    You need to look at the wording of the specific questions you are being asked. But if it asks if you or any named driver has made a claim in the last number of years, then I would expect that to be declarable. 
    Thanks. He's just told me he didn't make a claim on his insurance for motorbike, it was on the other persons. So that's a relief!
    Thats technically still a claim even if it was against someone else's policy. 

  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    It doesn't ask fault when saying windscreen/ glass (drop down box)
    It won't, in principle they are all "fault" but normally glass is dealt with totally differently 

    Shop around as a glass claim wouldn't normally have such an impact. 
    Thank you. Do I need to tell them about his non fault motorbike claim (at this point I'm ready to remove him from my insurance altogether! 🙄). 
    You would need to tell them about it, in principle it's more likely to make a bigger difference than a Glass claim. 
  • GrumpyDil said:
    elsien said:
    You need to look at the wording of the specific questions you are being asked. But if it asks if you or any named driver has made a claim in the last number of years, then I would expect that to be declarable. 
    Thanks. He's just told me he didn't make a claim on his insurance for motorbike, it was on the other persons. So that's a relief!
    Thats technically still a claim even if it was against someone else's policy. 

    Even though it was a separate vehicle (his motorbike). I just want to be 100% sure that I state everything that I should. I've not been in this situation before in all my years of driving. 
    - my glass chip
    - his windscreen replacement on a separate car not on my policy
    - his non fault accident on a motorbike that was claimed on another's policy.
    He is hiking up my policy by £100s. Annoying, considering he only drives it once a week if that. 
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