We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
RAC member ship help
Afternoon all,
I put a compliant into RAC as they were still taking money, and the responce was I took a contract on November 2021, I've now got a letter from RAC saying I'm on an 18month contract and because I've cancelled I owe them money 😳.


What exactly do I do with this one, it looks like they are trying to fleece more money out of me.
Please help
Regards
James
I put a compliant into RAC as they were still taking money, and the responce was I took a contract on November 2021, I've now got a letter from RAC saying I'm on an 18month contract and because I've cancelled I owe them money 😳.


What exactly do I do with this one, it looks like they are trying to fleece more money out of me.
Please help
Regards
James
0
Comments
-
Confused, an 18 month contact would have expired in May 2023, so how could you still be in contract?0
-
Automatic renewal?TadleyBaggie said:Confused, an 18 month contact would have expired in May 2023, so how could you still be in contract?0 -
Yes I'm confused to, surely they can't automatically renew you. It's a contract, you have to agree to it?0
-
Of course they can automatically renew it if that was what the T&C's state that you will have signed up to. You have to opt out of the renewal, not into it in those circumstances.jblakes said:Yes I'm confused to, surely they can't automatically renew you. It's a contract, you have to agree to it?
The question is whether that signs you up to another 18 month term.
You would have been sent a renewal reminder last year prior to the automatic renewal either or to both a physical address or email. Are these both up to date for the account?0 -
Yes both up to date. I never received anything about renewal which is what threw me when I noticed money was still coming out of my account0
-
But you agree to it up front, you agree to a contract thats 18 months long and will automatically renew continuously until such time as you tell them to stop.jblakes said:Yes I'm confused to, surely they can't automatically renew you. It's a contract, you have to agree to it?
For insurance products, there is a requirement for them to notify you in advance that the policy will be renewing. For most other products there is no legal requirement for them to inform you unless their T&Cs state that they will. Breakdown cover is one of those things that can be constructed as insurance or as non-insurance and cannot remember off hand what RAC's breakdown cover is.0 -
From memory of having a RAC breakdown cover. It's all online in your user area.Life in the slow lane0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards