Is it worth buying state pension years for my wife?

ThorOdinson

Marcon said:

ThorOdinson said:

squirrelpie said:

You should prioritise buying ten years NI for your wife before next April in my view. You're set to get a full state pension (modulo some details) whilst she's set to get nothing (again modulo some details). State pensions are an excellent investment. Find out what gaps she's got and post them here so people can help you understand which years to fill. Broadly, buy the oldest that it will not be possible to buy after next spring, but the details of which years matters, so please do check.

She has nothing, no partial years or anything. Was not in the UK before 2019, if that matters. No other pensions.

Just double checking...not even any state pension benefits from her previous country of residence?

She might have something but it won't be much.

ThorOdinson

pinnks said:

ThorOdinson said:

squirrelpie said:

You should prioritise buying ten years NI for your wife before next April in my view. You're set to get a full state pension (modulo some details) whilst she's set to get nothing (again modulo some details). State pensions are an excellent investment. Find out what gaps she's got and post them here so people can help you understand which years to fill. Broadly, buy the oldest that it will not be possible to buy after next spring, but the details of which years matters, so please do check.

She has nothing, no partial years or anything. Was not in the UK before 2019, if that matters. No other pensions.

You cannot pay voluntary NI for any years prior to your arrival in the UK but years subsequent to that may be payable. 

That's a shame. All the decent private schemes have closed too.